M-PESA Record Templates for SMEs

A simple M-PESA record template helps a business owner know what money came in, what went out and what should remain at the end of the day.

Daily M-PESA sales template

Your daily sales record should include the date, customer name, amount paid, transaction reference, payment account and what was sold.

M-PESA expense template

Your expense record should include the date, amount, supplier or person paid, reason for payment and the account used.

Customer payment template

For customer payments, record the customer name, invoice number if available, amount paid, balance remaining and M-PESA reference.

Daily balance template

At the end of each day, record opening balance, M-PESA sales, expenses, transfers, withdrawals and closing balance.

Bizwazi gives businesses a structured way to keep these records without relying only on notebooks or message history.