Business Cash Policies for Small Teams

A cash policy is a simple rulebook for how money is handled in the business. Even small teams need clear rules.

Decide who handles cash

Only authorised people should receive cash, give change, approve refunds or take money from the till.

Set rules for expenses

Staff should know which expenses are allowed and how those expenses must be recorded.

Require daily cash-up

Each day should end with a review of sales, expenses, transfers and balances.

Keep records consistent

The same process should be followed every day so that differences are easier to find.

Simple policies reduce arguments and make business records more reliable.